Lentil and Chard Stew

1 cup red lentils
2 caups water
2 cans chicken broth
1 cup carrots, chopped
1 cup onion, diced
1 teaspoon ground cumin
Salt and pepper
Bunch of chard

1. In a large saucepan, combine red lentils, water, and chicken broth; bring to a boil. Reduce heat, and simmer 30 minutes.

2. Add chopped carrots, diced onion, ground cumin, and a dash of salt and pepper. Simmer 30 minutes. Add a bunch of torn chard leaves, and simmer 10 more minutes. Top with a dollop of yogurt.